I always stress the importance of travel insurance to everyone I meet. No matter if you're embarking on a single trip, a multi-trip, or an extended journey, having the right insurance coverage is crucial. It may seem like an extra expense, but trust me, it's worth it.
When it comes to long-term travel insurance, the options can be limited. In my research, I found two companies that stood out: True Traveller and World Nomads. What's interesting is that both companies offer coverage for those who are not in their home country. I know this is a frequent concern for digital nomads and long-term backpackers.
World Nomads Travel Insurance
World Nomads is a trusted name in the travel insurance industry. They have designed their policies specifically for travelers, providing coverage for over 150 activities and emergencies, including medical expenses, lost luggage, and trip cancellations.
According to several travel bloggers' experiences, World Nomads has been praised for its comprehensive coverage and excellent customer service.
Pickpocketed in Mexico City, Mexico
by Wild About BC
On a recent trip to Mexico City, I fell victim to pickpocketing. Despite being aware of the city's reputation for crime, I made the mistake of keeping my phone and wallet in my shorts' pockets. As expected, I was an easy target for a group of thieves on the underground train.
Fortunately, I had purchased travel insurance with World Nomads. I filed a police report and provided all the necessary documentation. Within days, I received a response from World Nomads, agreeing to compensate me for the stolen items. The claiming process was straightforward, and I felt supported throughout the entire process.
Delayed in Ushuaia, Argentina
by Road Unraveled
After an incredible 11-day expedition exploring Antarctica, our excitement turned into frustration when political tensions in Argentina led to a 24-hour airline strike. Our flight from Ushuaia was canceled, causing panic among fellow travelers. Luckily, we had travel insurance with World Nomads.
Our policy covered unexpected expenses related to our extended stay in Ushuaia, including additional hotel nights, meals, and transportation. Filing a claim was simple, and within 30 days, we received a full refund. This experience made us realize the importance of having reliable travel insurance, even if you don't anticipate needing it.
These are just a couple of examples of how World Nomads has provided peace of mind and financial protection to travelers in need. Their commitment to serving their customers is evident in the positive experiences shared by fellow adventurers.
True Traveller Travel Insurance
While World Nomads is widely available, True Traveller is an excellent option for those who are citizens of the European Economic Area (EEA). They offer exceptional customer service and tailored coverage for long-term travelers.
Ill-Fated White Water Rafting Trip
by Two Stay Wild
During a white water rafting trip in Thailand, our GoPro met its watery demise. We had purchased the True Traveller insurance policy, which proved to be a lifesaver. The claims process was straightforward, and despite not having a police report, we provided alternative evidence to support our claim, including a written statement from one of the rafting company employees. True Traveller promptly refunded us for the camera, minus the excess fee.
Doctors Visit and Physio in Vancouver, Canada
by Two Scots Abroad
While in Canada, I experienced dizziness and decided to visit a GP in Vancouver. The doctor referred me to a physiotherapist, ruling out any serious health issues. Thanks to True Traveller's worldwide coverage, I was able to seek medical assistance without worrying about the expenses.
Trip Curtailment in Puerto Vallarta, Mexico
by Can Travel Will Travel
In a difficult and unexpected turn of events, my family needed me back in the UK urgently. We had to cut short our stay in Puerto Vallarta, Mexico, and had several flights and a hire car booked. True Traveller handled our claim with compassion and efficiency. Within 48 hours of submitting the claim, they transferred the funds, relieving us of any financial burden during a stressful time.
True Traveller's strong customer service and commitment to their policyholders make them a preferred choice for many European travelers.
The Decision Is Yours to Make
Both True Traveller and World Nomads provide valuable long-term travel insurance options. They have proven themselves through countless positive experiences shared by fellow travelers. Ultimately, the choice depends on your specific needs and circumstances.
Before purchasing travel insurance, carefully consider the level of coverage required for your trip and ensure it aligns with your budget. Whether you choose True Traveller or World Nomads, you'll have peace of mind knowing you're protected on your long-term adventures.
Remember, accidents can happen anytime, anywhere. Don't underestimate the potential consequences of traveling without insurance. Invest in your peace of mind and protection by choosing the right long-term travel insurance provider.
Have you had any experiences with True Traveller or World Nomads? Do you know of any other companies that offer long-term travel insurance for those already abroad? Share your thoughts and recommendations so we can help fellow travelers make informed decisions.
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